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Benefit Advisors Group, LLC
Andy Firmin, RSSA®
978.494.6611
Andy is the Managing Director and founder of Benefit Advisors Group, a Massachusetts-based benefit consultancy. Mr. Firmin is a seasoned Independent Advisor with over 20 years of experience guiding individuals and small businesses through health and financial transitions. He helps
Andy Firmin, RSSA®
978.494.6611
Andy is the Managing Director and founder of Benefit Advisors Group, a Massachusetts-based benefit consultancy. Mr. Firmin is a seasoned Independent Advisor with over 20 years of experience guiding individuals and small businesses through health and financial transitions. He helps clients confidently navigate the A, B, C, and D’s—Medicare Parts A/B, Medicare Advantage, Prescription Drug Plans, and supplemental plans (Medigap)—always emphasizing that “Medicare is the intersection of your health coverage and financial wellness”.
Andy has built a reputation for transparency and care, helping clients build an umbrella of protection plans to ensure financial wellness throughout retirement. Mr. Firmin is a Registered Social Security Analyst.
Away from the office, he's an outdoors enthusiast and community leader with a simple vision: it’s Your health. It’s your Wealth. Worry less, heal more!
Pauline Kalil
978.416.7415
pauline@benefitadvisorsgrp.com
Pauline is an Independent Insurance Broker and licensed Medicare Planning Advisor with more than 30 years of experience in the insurance industry. With a background in customer service and claims, she brings clarity, patience, and practical problem-solving to every client interact
Pauline Kalil
978.416.7415
pauline@benefitadvisorsgrp.com
Pauline is an Independent Insurance Broker and licensed Medicare Planning Advisor with more than 30 years of experience in the insurance industry. With a background in customer service and claims, she brings clarity, patience, and practical problem-solving to every client interaction.
Pauline is passionate about helping individuals feel confident and informed as they navigate Medicare Advantage, Medicare Supplement (Medigap), and Prescription Drug Plans. Known for her caring and supportive approach, clients often share how grateful they are to have her in their corner during what can otherwise feel like an overwhelming transition.
Anna Fijnvandraat
978.494.1540
Anna is an Independent Medicare Planning Advisor with a professional background at Aflac and HUB International. With a strong foundation in employer-sponsored health and benefits consulting, she brings clarity and confidence to individuals transitioning into Medicare.
Anna assists
Anna Fijnvandraat
978.494.1540
Anna is an Independent Medicare Planning Advisor with a professional background at Aflac and HUB International. With a strong foundation in employer-sponsored health and benefits consulting, she brings clarity and confidence to individuals transitioning into Medicare.
Anna assists clients approaching or already enrolled in Medicare in selecting the right combination of coverage to support both their health needs and financial well-being. She combines her institutional benefits experience with a personal, client-first approach—making the Medicare journey clear, straightforward, and stress-free.
Patti Lemone
978.494.5506
Patti is a dedicated Senior Health Plan Specialist who helps individuals age 65+ navigate the complexities of Medicare with clarity and confidence. She works closely with financial advisors and elder-care professionals to help seniors choose the coverage that best fits their health nee
Patti Lemone
978.494.5506
Patti is a dedicated Senior Health Plan Specialist who helps individuals age 65+ navigate the complexities of Medicare with clarity and confidence. She works closely with financial advisors and elder-care professionals to help seniors choose the coverage that best fits their health needs, financial goals, and comfort with risk.
Patti guides clients through options such as Original Medicare with supplemental coverage and Medicare Advantage plans, ensuring they understand how each option works. She also provides ongoing support by reviewing plans annually and helping clients adjust coverage as their needs change—all at no additional cost.
With her compassionate, client-first approach, Patti has become a trusted resource for seniors seeking peace of mind in their healthcare decisions.
Wayne Demers
978.376.1506
Wayne is an Independent Insurance Broker and licensed Medicare Planning Advisor with a strong background in life insurance, health coverage, and group benefit strategies. He is known for translating complex Medicare options—such as Medicare Advantage, Medicare Supplement (Medigap), Pr
Wayne Demers
978.376.1506
Wayne is an Independent Insurance Broker and licensed Medicare Planning Advisor with a strong background in life insurance, health coverage, and group benefit strategies. He is known for translating complex Medicare options—such as Medicare Advantage, Medicare Supplement (Medigap), Prescription Drug Plans, and supplemental protection plans—into clear, client-friendly solutions.
From navigating open enrollment to selecting the right combination of coverage, Wayne provides honest, practical guidance that helps clients feel confident about their Medicare decisions.
Enid Franco
978.494.1920
Enid is a seasoned bilingual insurance professional with more than 20 years of experience helping individuals and families protect their financial well-being through thoughtful insurance and benefits planning. Her career has been built on listening closely to clients’ needs—whether it’s
Enid Franco
978.494.1920
Enid is a seasoned bilingual insurance professional with more than 20 years of experience helping individuals and families protect their financial well-being through thoughtful insurance and benefits planning. Her career has been built on listening closely to clients’ needs—whether it’s income protection, life insurance, or planning for long-term care.
As an Independent Medicare Planning Advisor with Benefit Advisors Group, Enid helps individuals navigate Medicare with clarity and confidence. She provides guidance on Medicare Advantage, Prescription Drug Plans, and Medicare Supplement (Medigap) coverage.
Enid is especially passionate about making Medicare simple and accessible for Spanish-speaking clients who deserve trusted support and clear guidance every step of the way.
Rosalind Gonzalez
978.504.5052
Rosie is a bilingual Independent Medicare Plan Advisor with more than 24 years of experience in the insurance industry. She specializes in helping seniors navigate the complexities of Medicare with clarity and confidence.
As part of Benefit Advisors Group, Rosie brings compassion
Rosalind Gonzalez
978.504.5052
Rosie is a bilingual Independent Medicare Plan Advisor with more than 24 years of experience in the insurance industry. She specializes in helping seniors navigate the complexities of Medicare with clarity and confidence.
As part of Benefit Advisors Group, Rosie brings compassion and expertise to clients transitioning from employer coverage to Medicare. One recent client described her as “a lifesaver” during their transition.
Rosie is passionate about helping people feel confident and stress-free about their Medicare decisions. She also works closely with financial planners, elder law attorneys, and other professionals to ensure clients receive well-rounded guidance. Whether educating individuals turning 65 or developing personalized coverage strategies, Rosie is dedicated to helping clients find the right combination of plans to fit their health and lifestyle needs.
Dell Latorza
978.222.7195
Dell is an Administrative Assistant at Benefit Advisors Group, helping keep our office organized and our clients supported behind the scenes.
She assists with scheduling, client communications, and administrative coordination so our advisors can focus on what matters most—helping clients
Dell Latorza
978.222.7195
Dell is an Administrative Assistant at Benefit Advisors Group, helping keep our office organized and our clients supported behind the scenes.
She assists with scheduling, client communications, and administrative coordination so our advisors can focus on what matters most—helping clients navigate Medicare and health insurance decisions with clarity and confidence.
Dell’s attention to detail and friendly approach help ensure every client interaction is smooth, responsive, and well supported.
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